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0% down payment programs.
No income restrictions.
First time home buyer ok.
Flexible underwriting guidelines.
Allowed on many fixed rate loan up to $600,000.
3% down payment programs.
Down payment can come from gifts, grants or unsecured loans.
Financing options available for closing costs.
Expanded qualifying ratios for income and debt.
Community assistance allowed on some programs.
Available on most fixed rate programs.
Available for first time home buyers.
Some programs have maximum income restrictions by area.
Loan amounts up to $900,000.
Many of the zero down mortgage programs were designed for qualifying California borrowers who want to maximize the leverage of their financing for the purchase of a home that will be their primary residence.
Can't make a 3% downpayment? Check out some other options!
Today's California lenders are committed to home ownership and to programs which help home buyers with less initial move in costs. Get a lender matched loan programs saving time and money. Start Here and get a great low rate with first time home buyer loan options.
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